How to Buy a House with No Money Down
Do you dream of homeownership but can’t come up with the required down payment? Don’t worry. You may be eligible for a no money down mortgage. Some come with stipulations…
Do I Need a Realtor to Buy a House?
When you are ready to make a new home purchase, the first thing to consider is who you want on your team. A Realtor or real estate agent can be…
How Much Do I Need for a House Down Payment?
One of the first hurdles that potential homeowners must overcome is saving up a down payment. It can take years, depending on the home prices in your area and how…
A Home Appraisal Checklist
Searching for and finding the perfect new home is just one step of the home buying process. Once you find the perfect home and have a sales contract, it is…
What Is an FHA Mortgage Insurance Premium?
FHA mortgages are great for homebuyers without a sizable down payment or with low credit. Each situation is unique and based on a combination of factors like income, credit, and…
A Home Inspection Checklist
When purchasing a home, it is always a good idea to have it professionally inspected. Many lenders even require it as a condition of the loan. Home inspectors charge between…
What to Look for in a Neighborhood When Buying a House
Evaluating a potential new home’s features is just one part of finding the perfect place to buy. You should also carefully consider the neighborhood that you will be living in…
Buydown to Reduce Your Mortgage Interest Rate
If you are buying a home, you have probably looked at all kinds of ways to reduce your monthly mortgage costs. These can include putting down a higher down payment…
Buying a House without a Real Estate Agent
Working with a real estate agent can be very helpful when purchasing a house, especially if you are a first-time homebuyer. But for the seasoned, experienced buyers or the newbies…
How to Determine if You Are in a Buyer’s Market or Seller’s Market
Being a savvy real estate buyer or seller requires that you know and understand the market conditions. This includes the types of home, comparable purchases prices, and so much more.…
How Long Does It Take to Buy a House?
The home buying process is exciting but can be lengthy, especially if you have a purchase fall through and have to start over. How long should you expect it to…
How to Get Your House Ready to Sell
You’ve mastered the process of home buying, but are you ready to be a seller when it’s time to move out? Believe it or not, selling your home can be…