Do you want to buy a home but find yourself short of funds for the down payment or closing costs?

We have access to a borrower assistance program that provides up to $2,500 for income-qualified borrowers to use toward the down payment or closing costs required to finance a home. Your journey to home begins here.

Homebuyer Counseling*

U.S. Department of Housing and Urban Development (HUD)-certified counselors offer expertise and insights to help you review your mortgage readiness and develop a budget to ensure you’re prepared to own your new home.

Make Your Homeownership Dream a Reality!

Funds can be applied to help qualify you for the Freddie Mac Home Possible® mortgage which offers a low, 3% down payment financing option.

The most common barrier to homeownership today is saving enough money for a mortgage down payment. We have access to a borrower assistance program that provides up to $2,500 for income-qualified borrowers to use towards the down payment or closing costs required to finance a home.

Benefits include:

• Assistance to fund up to 100% of required cash for your down payment or closing costs
• Can be used in conjunction with gift money to meet minimum down payment and closing cost requirements
• Opportunity to re-establish your cash reserves post-closing that can be used for emergencies, maintenance and other costs associated with the purchase of a home
• May be combined with other down payment assistance programs to give you maximum support
• Receive homebuyer counseling to fully prepare you for sustainable homeownership*

BorrowSmart Income & Property Eligibility Lookup Tool