Our VA Loan Rates Are Low & Our Process is Quick & Painless

A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The loan may be issued by qualified lenders. The VA loan was designed to offer long-term financing to eligible American veterans or their surviving spouses (provided they do not remarry).

We’re here to make the VA home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our VA Loan Qualifier.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.

The VA Loan Process

Here’s how our home loan process works:

• Complete our simple VA Loan Qualifier
• Receive options based on your unique criteria and scenario
• Compare mortgage interest rates and terms
• Choose the offer that best fits your needs
• Compare VA Loans all at once. See rates and fees now: Search Rates

VA LOAN PRODUCTS

VA LOANS

Serve those who have bravely served in the Armed Forces.

• Loans up to $2M
• 580+ FICO Up to 100% LTV
• Fixed term only
• Single family primary residence
• Purchase & cash-out refinance
• VA IRRRL
• Escrow waivers up to 100% LTV

VA ELITE

For VA borrowers with higher FICO scores, offer industry-leading government rates and pricing.

• Loan amounts from $125,000 up to county loan limits
• Jumbo loan option starting from $1 over the county loan limit up to $2M
• 620+ FICO Up to 100% LTV
• Fixed term only
• Single family primary residence
• Purchase & cash-out refinance
• Available on single- and multi-wide, condos and PUDs
• Escrow waivers up to 100% LTV

VA IRRRL

Allow your VA borrowers to take advantage of their VA benefits by streamlining their current VA loan into a lower interest rate.

• Unlimited LTV
• Loans up to $2M
• No appraisal required
• Fast closings, often less than 18 days
• Available on single- and multi-wide, condos and PUDs
• Primary, second and investment properties eligible

There are many benefits, as taken directly from the Veterans Affairs site: no down payment required (unless required by the lender or the purchase price is more than the reasonable value of the property); buyer informed of reasonable value; negotiable interest rate… and more.

• Fixed Rates
• Adjustable Rate Mortgage (ARM)
• Low Down Payments
• Jumbo & Super Jumbo Loans
• Terms from 5 to 30 Years