Mortgage rates can change daily and sometimes multiple times per day based on market conditions. The rates shown here update in real time to reflect current market pricing.

No. These are live market rates for reference only. Your rate is locked after completing an application and choosing to lock based on your specific loan details.

Mortgage rates depend on factors such as credit score, loan type, down payment, property use, and market conditions. Two borrowers applying on the same day may receive different rates.