We Shop Lenders. You Win the Rate.
We compare 25+ lenders to help you find a mortgage structure, pricing, and loan program that fit your goals — whether you're buying, refinancing, or investing in Texas.
A few quick questions. No full mortgage application required to start.
A mortgage should fit your goals — not one bank's product shelf.
Guarantee Mortgage is an independent Texas mortgage broker. Instead of offering one lender's menu, our team can compare multiple wholesale lenders and loan programs, then help you understand the tradeoffs before you choose.
That means one local team can help with first homes, move-up purchases, VA and FHA financing, investment properties, self-employed scenarios, refinances, and more.
Meet Guarantee Mortgage →More lender choice
We can compare options across 25+ lenders instead of forcing every borrower into one institution's guidelines.
Experienced team
Since 2021, Guarantee Mortgage's funded-loan records include more than 2,600 closed loans.
Texas roots, statewide reach
Deep local roots in Bryan–College Station and Baytown–Mont Belvieu, backed by statewide Texas lending experience.
Real communication
Customer reviews consistently highlight responsiveness, clear explanations, and staying informed throughout the process.
One conversation. Multiple lending options.
The goal is not to push you toward a specific rate or product. It's to understand what you're trying to accomplish, compare the available paths, and help you make an informed choice.
Tell us what you're trying to do
Buying, refinancing, investing, self-employed, using VA eligibility, or simply trying to understand your budget — start with the goal.
We compare the available paths
We review lender guidelines, loan structures, estimated costs, and pricing that fit the scenario instead of looking at one lender only.
You choose with the full picture
We explain the tradeoffs clearly so you can choose the option that makes sense for your budget, timeline, and long-term plans.
Guarantee Mortgage
Independent broker access to multiple wholesale lenders and a broad range of loan programs.
A single retail bank
Typically limited to the products, pricing, and underwriting options offered by that institution.
Start with what you're trying to accomplish.
You don't need to know the name of the mortgage program before you call us. Choose the goal that sounds most like yours, and we'll help narrow down the options.
Buying a Home
From a first purchase to a move-up home, compare traditional and low-down-payment options.
Investing & Building
Financing options for rental properties, portfolio growth, self-employed borrowers, and construction.
Refinancing & Equity
Compare ways to change your loan structure, access eligible equity, or evaluate a VA refinance.
Hundreds of Texans have shared their experience.
Across our local Google profiles, the same themes come up again and again: quick answers, clear explanations, consistent updates, and a mortgage process that feels manageable.
Read Guarantee Mortgage Reviews →Clear communication
Borrowers frequently mention getting questions answered quickly and knowing what comes next.
Straightforward guidance
Clients highlight having options and costs explained in plain language without unnecessary pressure.
Smooth closings
Reviews repeatedly describe organized files, proactive updates, and transactions that stayed on track.
A team, not a call center
Customers mention multiple Guarantee Mortgage loan officers and team members for responsive, personal service.
Your mortgage may come with more than a payment.
Through the UWM + Bilt partnership, eligible borrowers with qualifying serviced mortgages may be able to earn Bilt Points on on-time digital mortgage payments. Program terms and eligibility apply.
See How Mortgage Rewards Work →Useful answers before you're ready to apply.
If you're still researching, start here. You can learn, compare, and run numbers without jumping straight into a full mortgage application.
See Today's Mortgage Rates
View current Texas mortgage rate information and understand why the exact rate can vary by borrower and loan scenario.
View Today's Rates →Estimate a Monthly Payment
Use the mortgage calculator to compare home price, down payment, taxes, insurance, mortgage insurance, and HOA estimates.
Use the Mortgage Calculator →How Much Home Can I Afford?
Start with a comfortable budget, then compare it with mortgage qualification so the payment works in real life — not just on paper.
Read the Guide →Tell us what you're trying to accomplish.
You don't need to know the right loan program or have every document ready. Start with your goal, and our team will help you understand the next step.
Guarantee Mortgage, LLC | Company NMLS #279696 | Equal Housing Opportunity. All loans are subject to credit approval, underwriting requirements, and program eligibility. Other restrictions may apply.
