Terms of Use – Guarantee Mortgage

Introduction

The Guarantee Mortgage Terms of Use (“Terms”) govern your access to and use of the Guarantee Mortgage, LLC website at guaranteemc.com (“Website”). By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, you must discontinue use of the Website immediately.

Guarantee Mortgage, LLC (“Company,” “we,” “us,” or “our”) provides mortgage information, tools, and online resources for educational and application purposes. These Terms apply to all users, including borrowers, real estate partners, and website visitors.

1. Eligibility and Lawful Use

By using this Website, you represent and warrant that you:

  • Are at least 18 years old

  • Are legally capable of entering into binding contracts

  • Will use the Website only for lawful purposes

  • Will comply with all applicable federal and Texas state laws

Any unauthorized use of the Website is prohibited.

2. No Guarantee of Loan Approval

Submitting information, completing an online application, or using tools on our Website does not guarantee:

  • Loan approval

  • Specific loan terms

  • A commitment to lend

All mortgage approvals are subject to underwriting, verification of information, credit review, collateral review (appraisal), and program eligibility.

3. Rates, Terms, and Product Information

Mortgage rates and product details displayed on the Website are for informational purposes and may change at any time without notice. Rate quotes are not binding and will only be locked once a borrower meets program criteria and signs a rate-lock agreement through our loan platform.

4. Equal Housing Opportunity

Guarantee Mortgage is an Equal Housing Lender.
We do not discriminate based on race, color, religion, national origin, sex, marital status, age, disability, familial status, or income derived from public assistance.

Learn more at:
➡️ HUD Fair Housing Act – https://www.hud.gov/program_offices/fair_housing_equal_opp

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5. Privacy Policy

Your use of the Website is governed by our Privacy Policy.
By using the Website, you consent to the data practices described in our Privacy Policy.

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6. Intellectual Property Rights

All content, branding, logos, images, calculators, and text on this Website are the property of Guarantee Mortgage, LLC and are protected by U.S. copyright, trademark, and intellectual property laws.

You may not copy, reproduce, alter, or distribute Website content without our prior written consent.

7. Limitation of Liability

To the fullest extent permitted by law, Guarantee Mortgage, LLC is not liable for:

  • Any direct, indirect, incidental, or consequential damages

  • Loss of data or interruption of service

  • Website downtime, errors, or technical issues

  • Damages caused by malware, viruses, or security breaches

Your use of the Website is at your own risk.

8. Third-Party Links

The Website may contain links to third-party websites or tools. Guarantee Mortgage is not responsible for:

  • The content on external sites

  • Their privacy practices

  • Their terms of use

Accessing third-party links is at your own discretion.

9. Modifications to the Terms

We may update or revise these Terms at any time. Changes are effective upon posting on this page. Your continued use of the Website following changes constitutes acceptance of the updated Terms.

10. Governing Law

These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law principles.
Any disputes shall be resolved in Texas courts.

11. Contact Information

For questions about these Terms of Use, please contact us:

📧 Team@guaranteemc.com
📍 Guarantee Mortgage, LLC
2770 North Farm to Market 565 Road
Mont Belvieu, TX 77523

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