Work with Troy Herring

Troy Herring is a Texas loan officer known for his straightforward communication, fast follow-up, and ability to make even the most complex mortgage scenarios feel manageable. Troy works with buyers and homeowners across the state, helping them compare loan programs, understand payment options, and move confidently from pre-approval to clear-to-close.

Troy is a great fit for first-time homebuyers who want clear explanations and real numbers before making a decision. He takes time to break down rates, payments, and loan structures in simple terms, ensuring clients feel prepared rather than overwhelmed. For experienced homebuyers and refinance clients, he analyzes long-term savings, PITI comparisons, and payoff strategies to help determine whether an FHA loan, VA loan, or Conventional loan provides the best outcome.

Known for his responsiveness, Troy stays in close communication with clients, real estate agents, and title partners throughout the transaction. He provides proactive updates at every stage and works to eliminate surprises, delays, or last-minute issues. His consistent follow-through makes him a trusted partner for both buyers and real estate professionals.

As part of Guarantee Mortgage, Troy leverages fast underwriting, local processing support, and modern tools to deliver a smooth, predictable loan experience. His focus is always on helping clients reach their goals while keeping the process as simple and stress-free as possible.

You can verify Troy’s mortgage license anytime through NMLS Consumer Access.

Contact Troy Herring
Phone: (979) 777-1979
Email: troy@guaranteemc.com
NMLS: #1945674