College Station, TX Mortgage Broker
If you’re searching for a mortgage broker in College Station, TX, you need a team that can move as fast as this market does. Our average clear-to-close time is 13 days, and we’ve helped hundreds of buyers throughout College Station and Brazos County close without delays.
Start your pre-approval:
Apply Online
or call 979-977-3900.
Learn more about our loan programs:
Conventional,
FHA,
VA,
DSCR Investor Loans.
Why Buyers Choose Our Mortgage Broker in College Station, TX
Fast Approvals
Most buyers get their full pre-approval within 24–48 hours, not a week. We review your documents up front so you and your agent know exactly what you qualify for before you start making offers.
13-Day Contract-to-Clear-to-Close
Across hundreds of College Station and Brazos County loans, we average 13 days from contract to clear-to-close. That kind of speed helps your offer stand out in multiple-offer situations and keeps closing dates where they belong.
No Last-Minute Surprises
We communicate early, often, and clearly. If something needs your attention, you hear about it right away. Our files average 3.2 underwriting touches, which means fewer conditions and a smoother path to the closing table.
Local Expertise
We live and work in this market. Our College Station, TX mortgage broker team knows the builders, title companies, and neighborhoods in College Station, Bryan, Wellborn, and the rest of Brazos County. That local knowledge makes the process easier for you and your agent.
Quick Facts – College Station Mortgage Broker
- Location: 6744 Victoria Ave, College Station, TX 77845
- Phone: 979-977-3900
- Service Area: College Station, Bryan, Texas A&M area, Brazos County
- Average Clear-to-Close: 13 days
- Typical Contract-to-Keys: 18–20 days
- Company NMLS: 1808043
- Branch NMLS: 2010656
Mortgage Loans We Handle in College Station
Conventional Loans
A strong option for buyers with solid credit who want competitive rates and a fast closing. Ideal for primary homes, second homes, and investment properties in College Station and Bryan.
FHA Loans
Great for first-time buyers or anyone who wants a low down payment option. FHA loans are very common around the Texas A&M area and can help buyers with smaller savings or past credit bumps.
VA Loans
For eligible Veterans, active-duty service members, and qualifying spouses. No down payment required in many cases, flexible guidelines, and we avoid the 45–60 day VA nightmare stories. Fast VA closings are a big part of our business.
Investment & DSCR Loans
College Station’s rental market is driven by more than 75,000 Texas A&M students. We finance single-family rentals, duplexes, small multifamily, and student rentals.
If you are focused on the property’s cash flow, ask about our
DSCR investor loans.
Texas A&M Buyers Welcome
We regularly help:
- Parents buying a home or condo for their Aggie students
- First-time buyers staying in College Station after graduation
- Faculty and staff relocating to the area
- Alumni buying long-term rentals or retirement homes
If your life revolves around Texas A&M, our College Station, TX mortgage broker team already understands your schedule, lease dates, and budget constraints. We’ll help you structure a mortgage that fits your real life.
Results From the Last 12 Months
- 440+ funded loans across Texas
- $150M+ closed volume
- 83% pull-through rate from application to closing
- 3.2 underwriting touches average (clean files = smooth closings)
- 13 days average from contract to clear-to-close
These aren’t goals or marketing promises. They’re our actual performance numbers.
Reviews From College Station Clients
How to Get Pre-Approved
- Apply online or call us. Complete a quick online application or talk with a loan officer at 979-977-3900.
- Upload your documents. We’ll tell you exactly what we need and give you a secure way to send everything.
- Get your pre-approval. Most buyers receive a full pre-approval within 24–48 hours.
- Shop with confidence. Make offers backed by a strong College Station, TX mortgage broker.
- Close fast. Our typical buyer goes from contract to keys in about 18–20 days, depending on appraisal and title timing.
About Our College Station Mortgage Broker Office
Guarantee Mortgage – College Station Branch
6744 Victoria Ave
College Station, TX 77845
Phone: 979-977-3900
Email: dean@guaranteemc.com
Website: guaranteemc.com
Company NMLS: 1808043
Branch NMLS: 2010656
Serving College Station, Bryan, the Texas A&M community, and all of Brazos County with fast, transparent home loan options.
FAQ — College Station Homebuyers
How fast can you close a mortgage in College Station?
Our average time from contract to clear-to-close is about 13 days, and most clients receive their keys around day 18–20. Exact timing depends on appraisal scheduling and title work.
What credit score do I need to buy a home?
For many FHA loans, we can go down to a 580 credit score with 3.5% down. Conventional loans typically prefer 620 or higher. VA loans are often flexible on scores. We’ll review your full profile and give you specific options.
Do you work with investors in College Station?
Yes. We finance rental properties, student rentals, and small multifamily units. We also offer
DSCR loans that qualify based on property cash flow instead of traditional income.
Can you help Texas A&M students and parents?
Yes. We frequently work with parents buying for their students, recent graduates buying their first home, and faculty or staff relocating to the College Station area. As long as qualifications are met, we can help structure a mortgage that fits your goals.
What areas do you serve besides College Station?
Our College Station, TX mortgage broker office serves all of Brazos County, including Bryan, Wellborn, rural Brazos County, and nearby communities. We also lend throughout the state of Texas.
